Advanced Life Insurance Solutions
We help executives, financial institutions, and business owners understand the ways life insurance strategies like BOLI and COLI can be used to strengthen balance sheets, enhance employee benefit programs, and create lasting value.
Why Partner with Us?
With more than 30 years of experience, our team specializes in advanced life insurance and disability income design for business owners, banks, credit unions, and high-net-worth individuals. We bring deep knowledge of BOLI/ COLI structures, executive benefit planning, and risk management strategies tailored to your needs.
Our People
Our people make the difference between a good and a great client experience. From executive compensation plans to business succession planning, you’ll have a dedicated team you can depend on for strategy, execution, and ongoing administration.
Advanced Case Design
Whether it’s Bank Owned Life Insurance (BOLI), Corporate-Owned Life Insurance (COLI), or complex deferred compensation plans, our experts create designs that align with your benefit plan and long-term goals.
BOLI Products & COLI Solutions: Structured for cash value growth, liquidity, and tax-efficient income replacement.
Executive Benefits: Retain key executives and key employees with tailored programs that balance liabilities and support retirement plans.
Business Succession: Protect key person roles, fund buy-sell agreements, and plan ahead for ownership transitions.
Regulatory Compliance
Our firm and network of professionals are your eyes and ears for compliance.
From FINRA oversight to evolving IRS guidance, we help ensure your life insurance policies, annuities, and alternative investment structures meet state and federal standards.
Administration & Service
We design, administer. and support the ongoing management of BOLI/ COLI, split-dollar plans, and executive deferred compensation plans.
From general account to separate account monitoring, your dedicated team provides reporting that integrates with your company’s balance sheet and long-term liabilities.
Bank Owned Life Insurance
BOLI remains our flagship specialty. For decades, financial institutions have used BOLI products to generate tax-deferred income that offsets employee benefit costs. The cash value inside a BOLI life insurance policy grows tax-efficiently, while providing tax-free death benefits to the beneficiary (the bank or credit union).
Recognized by regulators as a safe, alternative investment for banks
Offsets rising employee benefit programs
Provides an attractive investment option with liquidity
Helps manage long-term liabilities and supports retirement plans
Additional Life & and Disability Solutions
Our life insurance companies and partners offer advanced insurance products to solve complex challenges across industries.
- Executive Deferred Compensation Plans: create tax-advantaged savings vehicles for leadership.
- Key Person Life Insurance: protect your business against the loss of a key executive.
- Buy-Sell Agreements: fund ownership transfers triggered by death, disability, or retirement.
- Split-Dollar Life Insurance: attract and retain top talent through shared benefit plans.
- High Net Worth Foreign Nationals: access U.S. life insurance policies under foreign national guidelines.
Industries We Serve
We partner with a wide range of industries providing advanced life insurance strategies that address unique financial challenges, support employee benefit programs, and help organizations protect their long-term growth.
Financial Institutions & Public Organizations
- Banks & Credit Unions
- Public Firms
- Universities
- Charitable Gifting Programs
- Foreign Entities
Specialized Professions & Industries
- Architects & Engineers
- Professional Sports Organizations
Health Care & Professional Services
- Health Care Systems
- Physician Groups
- Attorneys & Accountants
Corporate Leadership & Executives
- C-Suite Executives & Directors
- Key Executives
See what our customers are saying.
Our customers have a lot to say about our products and services!
They made it a breeze to find a policy that worked for us, provided us a bunch of options, and answered all of our questions clearly. Drew and his team did a great job. There were no pesky meetings or sales pitches. Everything was completed online and it saved us a bunch of time.
Jeff T.
ExecutiveEasy, fast, and approved! Great folks and great way to buy life insurance!!
Valerie V.
OwnerPurchased life insurance. I own my own business so I wanted my family to have a safety net, should anything happen. Extremely easy company to work with. Everything was done around my schedule. The doctor even came to my house to do the physical.
Tim J.
OwnerThey came highly recommended from an individual I respected and did not let me down. My work schedule requires a lot of travel, and Drew’s utilization of technology and flexibility on communication made the process simple as I was often unreachable at home. I look forward to working with him again as my needs continue to change and would recommend him in an instant.
Andrew G.
OwnerThis agency was fast and professional. The recommendations exceeded my expectations and not once did I feel like I was being treated like a sale. Not something I can say about past experiences with other agencies. Would highly recommend their services.
John P.
ConsultantDrew, helped with not only the selection of an appropriate insurance strategy to assist our firm’s goals, but more importantly helping my employees understand what their goals should be. Working with this group was an all around great experience!